As your healthcare needs change, we remain committed to providing you access to quality healthcare. With this in mind, we are revising the AIA HealthShield Gold (HSG) Max policy benefits with effect from 1 September 2024, upon policy purchase or renewal.
Summary of updates to AIA HealthShield Gold (HSG) Max
1. Enhanced coverage for multiple primary cancers
Higher outpatient cancer coverage for cancer drug treatment on the Cancer Drug List (CDL) and cancer drug service will be extended to patients with multiple primary cancers insured under AIA HSG Max plans (A, B, B Lite, Special A, Special B and Standard*).
The higher claim limits are granted on the basis of an application. The insured's treating doctor will need to submit an application form to the Ministry of Health of Singapore (MOH) and AIA Singapore for review of the MediShield Life and AIA HSG Max claim limits respectively.
This enhancement will also apply to the outpatient cancer care benefits under AIA Max A Cancer Care Booster, and AIA Max VitalHealth B and B Lite.
2. Added coverage for Mobile Inpatient Care @ Home to all AIA HSG Max plans
Mobile Inpatient Care @ Home is an initiative by MOH which offers eligible patients the option of receiving care in their own home (instead of a hospital ward), while being fully monitored by healthcare professionals through teleconsultations and home visits.
This must be recommended by a doctor from a public hospital.
Mobile Inpatient Care @ Home will be covered under Daily Room and Board Charges.
3. Extension of 'Home palliative care benefit' to cover Terminal Illness (beyond Cancer) under AIA Max VitalHealth A / A Value and AIA Max VitalCare
Home palliative care benefit that is currently available to patients with terminal cancer will be extended to patients with terminal illness (including cancer), up to S$15,000 per month, with a lifetime limit of S$45,000.
4. Plain English policy documents are now available for AIA HSG Max plan and riders
We have simplified the wordings in your policy contract to help you better understand what your AIA HSG Max plan and rider(s) policy cover. Please login to AIA+ to access and view your updated policy documents.
This is available to AIA HSG Max (A, B, B Lite, Special A, Special B and Standard), AIA Max VitalCare, AIA Max VitalHealth series and AIA Max A Cancer Care Booster.
5. Premium revision to AIA HSG Max A and its riders
As we continue to meet our policyholders' medical and hospitalisation needs, we will be revising the premium rates from 1 September 2024 to the following plans and riders:
- AIA HSG Max A (or Special A)
- AIA Max VitalHealth A
- AIA Max VitalCare
- AIA Max A Cancer Care Booster
The revised premium rates reflect the increase in healthcare cost and claims arising from advancement in medical technologies and inflation.
For existing customers, the revised premium rates will be applied on the policy anniversary from 1 September 2024.
There will be no change to the premium rates for AIA Max VitalHealth A Value and Emergency and Outpatient Care Booster.