AIA HealthShield Gold Max

Complete medical care in every hue

Get up to 10% of premiums from add-ons back in AIA Vitality coins

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AIA HealthShield Gold Max

​​​A​ MediSave-approved Integrated Shield Plan ​consisting​ of MediShield Life and ​​private insurance coverage ​​​for private or public hospital​ treatment​.​​

Currency:

S$

Period:

Term

AIA Vitality member exclusive

Get up to 10% of your premiums from add-ons back in AIA Vitality coins

Revision to MOH Guidelines on Integrated Shield Plan Riders

Check out the MOH announcement, policy updates and FAQs.

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Enhance your coverage with AIA Max VitalHealth Pro:

You can include this add-on to minimise your out-of-pocket expenses regardless of the doctor you consult, including non-AIA preferred provider (with pre-authorisation), or emergency admission via Accident & Emergency department of a hospital. AIA Max VitalHealth Pro provides these benefits:
 
  • Coverage for co-insurance, subject to co-payment capped at S$6,000 per policy year
  • Immediate family members' accommodation benefit
  • Post-hospitalisation home nursing benefit
  • Post-hospitalisation alternative medicine for cancer and stroke benefit (including Traditional Chinese Medicine)

Additional benefits for AIA Max VitalHealth Pro A

  • First-in-market early detection screening benefit from age 40 onwards
  • Further supplement your coverage with exclusive add-ons:
    • Emergency Care Pro to cover A&E outpatient treatment due to an accident, post A&E treatment and outpatient coverage for dengue fever and hand, foot, and mouth disease.
    • Cancer Care Pro to get higher coverage for outpatient cancer treatments, even for selected non-Cancer Drug List drugs and services.

​​Holistic healthcare solutions from preventive care to recovery​

​​We understand how tough and stressful facing an illness can be. To support you on your journey to recovery, ​AIA HealthShield Gold Max goes beyond simply being an Integrated Shield Plan. ​​
 
​​​By partnering with a comprehensive healthcare network, we offer holistic healthcare solutions tailored to your needs,​ ​all​ from preventive care to recovery.​

Are you a public service officer, employee of an AIA nominated company or a foreigner living in Singapore?

For public service officer, employee of an AIA nominated company, check out the following AIA HealthShield Gold Max plan for one that is suitable for you
 
If you are a foreigner working or living here, a large medical bill can create an overwhelming financial strain, especially if corporate medical insurance does not cover medical bills on an 'as charged' basis.
 
That is why we've made AIA HealthShield Gold Max A and B plans available to you, so you can be assured of the same comprehensive medical benefits^ at an affordable rate for greater peace of mind while you work and live in Singapore.
 
  • You can check out your premium rates by using the tool below.
 
^ AIA HealthShield Gold Max A and B for insureds who are foreigners are not integrated with MediShield Life.

Find the right plan for you

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[1] "AIA Persons" refers to AIA Singapore Private Limited, its associated persons/organisations, its and their third-party service providers and its and their representatives, whether within or outside Singapore.
 
 
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Terms & conditions

  • Premiums are not guaranteed. We may review this from time to time or may increase with age upon renewal.
  • Unlimited lifetime claim limit is subject to benefit limits, policy year limit and any other terms and conditions.
  • Please refer to the product brochure for details on the benefits described above.
  • AIA preferred provider refers to any public hospital and any private medical service provider listed on this page (which may be introduced or changed by us from time to time at our discretion).
  • Consultations or treatments with AIA Quality Healthcare Partners do not mean that the medical bill(s) will be claimable. Claims eligibility will be subject to the terms and conditions of the AIA HealthShield Gold Max plan.
  • Please refer to product brochure for information on co-payment.
  • Early detection screening benefit is only applicable for AIA Max VitalHealth Pro A plan that is in-force for a minimum of 2 consecutive years.
  • Vitality Coin Boost is applicable to AIA Max VitalHealth Pro riders only and integrated with a valid AIA Vitality membership.  It is calculated based on a standard life premium and not applicable to any extra premiums due to loading. Annual Insurance Booster is awarded from the second policy year and will depend on the Vitality status attained as of policy anniversary date. The amount of Vitality coins earned is capped at 10% of previous policy year's gross annualised premium.

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions such as pre-existing conditions whereby the benefits under these plans may not be paid out, are specified in the policy contracts. Any claim or benefit payable is subject to deduction of any amounts owing to us. You are advised to read the policy contracts for details and the definition of all covered conditions.
 
This is only product information provided by us. You should seek advice from an AIA Consultant / Insurance Representative and read the product summary before deciding whether the product is suitable for you. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost.
 
AIA HealthShield Gold Max is a MediSave-approved Integrated Shield Plan that comprises MediShield Life administered by the Central Provident Fund Board and an additional private insurance coverage portion administered by AIA. When making a claim, the higher of the benefits computed under both plans will be paid. Please note that you can use your CPF MediSave account to purchase only one MediSave-approved medical insurance scheme per Insured at any one time.
 
These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)
 
This advertisement has not been reviewed by the Monetary Authority of Singapore.
 
The information is correct as at 1 April 2026.