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Total Disability Accelerator (II) rider
Receive up to 100% of basic coverage amount should total and permanent disability strike.
Total Critical Accelerator rider (II)
Receive your coverage amount from your basic policy should you suffer from any of the covered 73 major critical illnesses (up to age 100).
Lifetime Critical Cover rider
Be safeguarded against 150 multi-stage critical illnesses (up to age 100) with a power reset feature for multiple claims up to 300% of your coverage amount, and 15 special conditions.
Relapse Benefit rider
Add this to Lifetime Critical Cover rider and be protected if you suffer from any of the 5 relapsed critical illnesses.
Click here for more optional riders to supplement your coverage.
Join AIA Vitality and enjoy an instant 10% free coverage and/or a 10% premium discount
Add AIA Vitality to AIA Pro Lifetime Protector II and enjoy 10% additional coverage and 10% premium discount for selected riders for the first year. Keep up a healthy lifestyle and get up to 15% additional coverage and up to 15% premium discount for selected riders as you improve your AIA Vitality status.
On top of that, you can enjoy exciting benefits like weekly rewards and discount on gym memberships, fitness devices, movie tickets and more.
Click here to read more on AIA Vitality.
Guarantee peace of mind for every eventuality
Bolster your lifetime protection for yourself and/or your little one, with more optional riders.
Early Critical Protector Waiver Of Premium (II) & Critical Protector Waiver Of Premium (II)
Eligible future premiums of your AIA Pro Lifetime Protector (II) and eligible riders (if any) will be waived till the end of your rider term, upon diagnosis of any of the covered:
- 149 early, intermediate or major stage critical illnesses with Early Critical Protector Waiver of Premium (II) rider, or
- 72 major critical illnesses with Critical Protector Waiver of Premium (II) rider.
Child Critical Cover
Your child receives protection against 25 child medical conditions until age 21, after which you have the option to convert it into a lifelong plan that will give him/her guaranteed coverage through adulthood.
Early Critical Protector Payor Benefit (II) & Payor Benefit Comprehensive Special (II)
Eligible future premiums of your child's AIA Pro Lifetime Protector (II) and eligible riders (if any) will be waived up to his/her 25th birthday, upon diagnosis of any of the covered:
- 149 early, intermediate or major stage critical illnesses, total and permanent disability or upon your passing with Early Critical Protector Payor Benefit (II) rider, or
- 72 major critical illnesses, total and permanent disability or upon your passing with Payor Benefit Comprehensive Special (II) rider.